SND Save & Safe (AI-Powered) | See the real numbers before you move

The real problem

Everyone has an opinion on your next move.

And every one of them is a guess — or a bias. None of them is built on your actual numbers.

🏢

Your agent pushes the bigger condo.

👥

A friend says buy two and rent one out.

👨‍👩‍👧

Your in-laws say just keep the cash.

So how do you actually know? You run the numbers — not the opinions.

What SND Save & Safe shows you

Your whole picture, in plain numbers.

No sales spin. No "trust me lah." Just your real figures, run through AI.

🔥

Your Firepower

The actual cash + CPF your sale frees up — broken down line by line.

💰

Your SAVE

Your true monthly instalment — the realistic number you'll actually live with, structured to stay comfortable.

🛡️

Your SAFE

How many years your reserves actually cover the loan with zero income.

📊

4 Clear Plans

Conservative to Build Wealth — the full spectrum, your call on risk.

⚖️

Side-by-side

Compare two specific options and see which one wins over 4 years.

🤖

Unbiased by design

It's your real figures, run through AI — not what someone's trying to sell.

A peek at your report

Premium, personalised, and easy to read.

Not a generic calculator — your story, in black and white.

You get a clean report that walks from your sale, to your firepower, to each option — exactly how the money is spent, and exactly what comes back.

Sale proceeds → firepower, fully itemised
How much each move uses vs what stays as your safety reserve
4-year net gain, growth and rental, all laid out
A clear recommended option — and the reasoning behind it

Real report

Side-by-side numbers page from a SND Save & Safe comparison report

SND Save & Safe comparison report — recommended option at a glance

See the report come to life.

Watch how the firepower, the SAVE instalment and the recommended option all build from real numbers in under a minute.

Watch the reel on Instagram →

How it works

Three steps to clarity.

The best part: we punch your numbers in live, together — so you can ask questions as we go.

WhatsApp "SAFE"

Tap the button and send me the word "SAFE". I'll ask a couple of quick questions to set up.

We run your real numbers

Over a proper meet-up discussion, we punch in your actual figures and the AI builds your plan in real time.

Get your Save & Safe report

You walk away with a personalised report — and a clear, unbiased next move. Free, no obligation.

Why I built this

Real numbers deserve more than gut feel.

"I built SND Save & Safe from scratch — pairing 10+ years of real estate portfolio planning with my work in AI — because the biggest financial decision of your life shouldn't ride on someone's opinion. The numbers stay unbiased. My job is to read them with you and make the judgement call that actually fits your life."

— Sophia Ng, Asset Progression with Ivor & Sophia · PropNex

Ivor Tan and Sophia Ng with their family

Who you're working with

A real family who invests the way we advise.

We put our money where our mouth is — property, not flashy cars. The same prudent, numbers-first approach we live by is the one we'll build for you.

10+ years in real estate PropNex Senior Associate Group District Director Leads Sophia Ng District (SND) Featured · House Hunters Asia (HGTV) AsiaOne Money Talks Author · From Believing to Becoming Sophia Ng · CEA R057106J Ivor Tan · CEA R063321Z

Thinking of selling or upgrading in the next 2 months?

Don't move on a feeling. Let's put your real numbers on paper first — richer and safer.

💬WhatsApp me "SAFE" — build my plan Free · no obligation · just clarity before you commit